Dubai Health Insurance for Employment Visa Holders 2025

Dubai Health Insurance for Employment Visa Holders 2025 

The package covers treatment expenses with a 20 per cent co-payment for inpatient care if patients are hospitalised for medical treatment or surgeries. The insured pays a maximum of Dh500 per visit with an annual cap of Dh1,000, including medications. Beyond these limits, the insurance company covers 100 per cent of treatment costs. As for outpatient care patients who require medical visits, diagnostic tests, or minor procedures that do not necessitate a hospital stay, the co-payment is 25 per cent, where the insured pays a maximum of Dh100 per visit. No co-payment is required for follow-up visits for the same condition within seven days, while co-payments for medications are capped at 30 per cent, with an annual cap of Dh1,500, said the Ministry of Human Resources and Emiratisation (MoHRE). The basic plan network includes seven hospitals, 46 clinics and medical centres, and 45 pharmacies. Dependents from the worker’s family can access the same benefits and pricing as specified in the insurance policy. Starting January 1, 2025, employers can purchase the new insurance package via the DubaiCare Network or any other product from accredited insurance companies through various channels, including the Insurance Pool website and smart application, as well as business service centres across the country. “The health insurance scheme reflects the UAE’s commitment to extending the comprehensive protection system to all workers across the labour market, ensuring a decent life for all by providing access to high-quality healthcare services for private sector employees and domestic workers,” said Khalil Al Khoori, undersecretary of labour market and Emiratisation operations at Mohre.